Overview

When This Coverage Helps

Non-trucking liability is designed for leased owner operators who need liability protection when the truck is being used outside of dispatch. It helps address claims for bodily injury or property damage that may arise while the vehicle is being driven for non-business purposes.

Who It Fits

Ideal for owner operators under permanent lease who need protection when they are not hauling a load or operating under motor carrier dispatch.

What To Review

Coverage terms can vary, so it is important to understand when protection applies, what exclusions may exist, and how it works alongside other required trucking policies.

Key Points

What To Know Before You Buy

Personal Use Only

This policy generally applies when the truck is being used for non-business driving rather than while under dispatch or hauling for a motor carrier.

Lease Requirements Matter

Eligibility often depends on being permanently leased to a motor carrier, making it important to match coverage to your operating arrangement.

Built Around Risk

Our team helps you compare options, review exclusions, and choose protection that supports your day-to-day needs with clarity and confidence.

Looking for dependable trucking insurance coverage? Our team is ready to help you find the right solution for your business quickly and efficiently.

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